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Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.

A living trust can help control the distribution of your estate upon death.

Before making investment decisions, it is helpful to determine the real rate of return on the investment.

A sound cash management program uses a disciplined approach: accounting, analysis, allocation, and adjustment.

Short-term cash management instruments can help you establish a sound cash management program.

Everything you own, whatever the form of ownership, is subject to federal, and possibly state, estate taxes.

There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.

Capital gains are profits realized from the sale of assets; a tax is triggered only when an asset is sold, not held.

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

Consider a trustee-to-trustee transfer to an IRA versus a lump-sum distribution from a workplace retirement plan.

There can be a substantial benefit to deferring taxes as long as possible.

The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.

IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.

Tax-deferred retirement account withdrawals before age 59½ generally trigger a 10% federal tax penalty.

Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?

Many realize it’s important to save for retirement, but knowing exactly how much to save is another issue altogether.

Property and casualty insurance can help protect a variety of assets. Find out what it does and doesn’t cover.

The probate process can be lengthy and complex. There are strategies you can use to help avoid the probate process.

The federal gift tax applies to gifts of property or money while the donor is living.

Dollar-cost averaging involves investing a set amount of money on a regular basis, regardless of market conditions.

Consider additional liability insurance to help protect you from the potentially devastating effects of liability lawsuits.

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.

Even if your state doesn’t require certain types of auto insurance, it may be wise to purchase multiple types to ensure you are covered for a variety of situations.

Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters the picture.

Before investing in stocks, it is important to understand some of the basics and the risks involved in owning stocks.

Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.

If you were to suffer an illness or disability that required long-term nursing care, would you be covered?

ETFs have unique attributes and attempt to track all types of indexes, industries, or commodities.

There are key dates after you turn 59½ that can impact your taxes, Medicare eligibility, and retirement benefits.